What is WhatsApp OTP Fraud?

In this fraud, scammers trick users into sharing a One-Time Password (OTP) sent by WhatsApp or banking services. Once shared, attackers gain access to accounts or complete unauthorized transactions.

How This Fraud Commonly Happens

•    Fake messages claiming account verification
•    Calls pretending to be friends or company staff
•    Requests to “forward an OTP by mistake”
•    Fake emergency situations

Warning Signs

•    Requests for OTP from anyone
•    Urgent or emotional messages
•    Unknown numbers asking for verification

One-Line Immediate Action

👉 Never share an OTP and immediately report any misuse at cybercrime.gov.in.

Legal Awareness (India)

OTP-based fraud is punishable under the Information Technology Act, 2000 and criminal laws related to cheating and unauthorized access.
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